10% down, 90 days same as cash

See something you really want, but don’t have the full amount up front to pay for it? Check out our layaway program at Gold, Guns and Guitars! For a 10% down payment and three consecutive monthly payments of 30%, you can have your item paid for in full (all payments are non-refundable and the item is not available for pick-up until fully paid for). 10% down payment is non-refundable. Payments above 10% are refundable if canceled within the 90-day term.

Pay on Your Terms

This program gives those in the Florence and Muscle Shoals area the opportunity to purchase items they have desired for quite some time by allowing them to pay monthly installments and receive their item after it is paid in full! It is basically an interest free loan, on your terms!